Piniginis tarpininkavimas
This group includes obtaining and providing funds in the form of transferable deposits or close substitutes, in other words, funds that are fixed in money terms, obtained on a day-to-day basis and distributing these funds.
This class includes: - issuing and managing banknotes and digital currency - conducting monetary policy, including monitoring and control of the money supply - promoting financial stability - taking deposits that are used for clearance between monetary intermediaries - supervising banking or non-banking monetary operations, unless performed by some other entity - holding the country’s international reserves - acting as banker to the government · This class also includes: - activities of central banks, currency boards and central monetary agencies · This class excludes: - operation and supervision of financial markets other than by central banks and public authorities, see 66.11 - financial supervisory activities for insurance and pension funding (not by the central bank), see 66.29 - financial regulation relating to the conduct of business and consumer protection and other wider financial regulatory activities, see 84.13 - activities of international organisations (e.g. the World Bank), see 99.00
This class includes the receiving of deposits and/or close substitutes for deposits and extending of credit or other forms of lending funds. The granting of credit can take a variety of forms (for example, loans, mortgages, consumer credit cards, and so on). These activities are generally carried out by monetary institutions other than central banks, for example: - banks - savings banks - credit cooperatives and unions · This class also includes: - activities of postal banks (e.g. for giro (current) and savings accounts) - credit granting by specialised deposit-taking institutions (e.g. for house purchases, agriculture) - money order activities · This class excludes: - credit granting by specialised non-depository institutions (e.g. for house purchases), see 64.92 - credit card transaction processing and settlement activities, see 66.19
See how 64.1 maps to other classification systems side by side — names, scope and differences.
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